Mortgages for the Self-Employed Borrower
NO Tax Returns
NO Paystubs
NO W-2s
NO 1099s
NO Pre-Pay Penalties
Our Process
1. Call or Apply Online
Call or Apply Online and our team of licensed loan officers will help qualify for the best mortgage program that suites your needs!
2. Processing
Your loan will be underwritten and an appraisal will be ordered on the Subject property.
3. Closing & Funding
Your loan will receive a clear-to-close approval, a date will be set for you to sign, and your funds will be disbursed!
Program Highlights
NO Tax Returns
NO Paystubs or W-2s
NO Profit and Loss Statements
NO Pre-Payment Penalties
Use Personal or Business Bank Statements
Eligible Properties
Single-Family Residences
Townhomes
Condominiums
Non-Warrantable Residential
2 to 4 Units Residential Properties
Why Choose NonQM123?
Mortgage Refinancing with Your Bank Statements
Many benefits come with being an entrepreneur, freelancer and/or small business owner. However, financing may not be one of them. Many self-employed borrowers struggle to get approved because of their inability to document income. That has all Changed Now! NonQM123 has the answered to your questions on how!
At NonQM123, we believe that you shouldn't be penalized for your write-offs, instead, we have bank statement programs that are designed to help you get approved with alternative documentation. We understand that every person's situation is different and may require alternative approaches. With our bank statement loan, you can refinance a home without having to provide any Tax Returns. Our team of dedicated mortgage professionals is here to help you through the whole process because your time should be spent running your business, not running down paperwork for a mortgage.
Get Started with Bank Statement Loans
Contact us today to see if you qualify.